What happens if my purchase is more than the card value?
Argu Tan
Last Update 8 months ago
If your purchase total is higher than the balance on your gift card, you can usually pay the difference using another accepted payment method such as a credit card, debit card, or mobile wallet.
This process is known as a split payment. Most retailers allow it, though the exact process can vary:
Online – The system will apply your gift card balance first, then prompt you to pay the remainder with another method.
In-store – The cashier can process your gift card amount and then request an additional form of payment for the outstanding balance.
💡 Tip: Some merchants may have restrictions on split payments (e.g., only allowing them in-store). If you’re planning a purchase that’s larger than your card balance, check the retailer’s policy in advance.